⏰ Limited Availability
Giovanni is taking only 30 new client evaluations this quarter.
📅 Current spots available: 7
⚠️ RMD SEASON IS HERE (January through April)
(And Your Advisor May Not Even Know It)
Most financial advisors work for big companies. Those companies tell them which products to sell and push them to make more commissions. They're not trying to help YOU win. They're trying to help THEMSELVES make money.
Giovanni Di Stadio is different. He's independent. No big company. No products they're forcing him to sell. He works for YOU—not for commissions.
In a free 30-minute call, he'll show you exactly where your money is leaking and what's really costing you.
Schedule Your 30-Minute Call NowGiovanni explains the 3 ways advisors are making money OFF you
⬇️ Then book your 30-minute call below
See Your Options in 30 Minutes(average client benefit)
Not adding more complexity
No company pushing commissions
You'll actually understand everything
Just honest help
"I had no idea I was paying so much in taxes on my IRA. Giovanni showed me a simple way to fix it. Now I save almost $20,000 every year. Best conversation I've ever had about money."
— Michael R., Age 62, Retired
"My other advisor kept trying to get me to take more risk. Giovanni told me the truth—my money is already at too much risk. He helped me sleep better at night. That's worth everything."
— Susan M., Age 58, Small Business Owner
"I was paying $8,500 a year in hidden fees and didn't even know it. When Giovanni showed me, I couldn't believe it. He cut my fees to almost nothing. Now that money stays with me."
— James T., Age 65, Retired Teacher
What's happening: When you turn 73, the IRS forces you to take money out of your IRA or 401(k) every year. It's called an RMD (Required Minimum Distribution).
What most advisors do: Nothing. They just let you take the money and pay taxes on it. The bigger your withdrawal, the more taxes you owe.
The problem: That big withdrawal can make your Medicare payments go UP. It can make your Social Security taxed more. It can make your life more complicated. One wrong RMD choice costs you $10,000 to $30,000 extra in taxes.
What Giovanni does: He helps you plan your RMDs BEFORE they happen. He shows you ways to take out less, pay fewer taxes, and keep your life simpler.
What's happening: Your advisor charges you fees. But they hide them in different names so you don't see what you're actually paying.
What they're called: "Management fees," "platform charges," "advisory costs," and "fund expenses." They add up to 1.5% to 3% of your money every year.
The real damage: If you have $500,000, that's $7,500 to $15,000 taken out EVERY YEAR. Over 20 years, you lose $150,000 to $300,000 in money that could have grown.
What Giovanni does: He shows you EXACTLY what you're paying. Then he restructures your accounts so you pay way less (or nothing).
What's happening: There are special accounts called TFRAs (Tax-Free Retirement Accounts) and Roth accounts. Money in these accounts grows tax-free and comes out tax-free.
What most advisors do: They never mention these. Why? Because they can't make as much money managing these accounts. So they ignore them.
The real cost: You could be saving $3,000 to $8,000 a year in taxes by using these accounts. But if your advisor doesn't mention them, you're stuck paying full taxes on your money forever.
What Giovanni does: He looks at YOUR situation and shows you if a TFRA or Roth strategy makes sense for you. He doesn't push products he makes money on. He finds what works best for YOU.
Here's exactly what Giovanni will do on your call:
We'll review your 401(k), IRA, annuity, and other retirement accounts
Make sure your money isn't taking too much risk for your age and life
Show you exactly how much money you're paying out every year
Show you if RMDs, Roths, or TFRAs could save you money
Get 3 specific things you can do right away (whether you hire him or not)
NO PRESSURE. NO SALES PITCH.
This call is just to help you understand your money better. Giovanni won't try to sell you anything. If you learn something helpful and decide to work with him, great. If not, that's fine too. He just wants you to make a smart choice.
| Most Advisors | vs. | Giovanni |
|---|---|---|
| Add more risk to make more money | ←→ | Reduces risk for safety |
| Hide fees with confusing words | ←→ | Shows you exactly what you pay |
| Push complex strategies for profit | ←→ | Uses simple strategies that work |
| Only recommend products they make money on | ←→ | Recommend what's best for YOU |
| High pressure to buy more | ←→ | Zero pressure. Your choice. |
| Work for a big company | ←→ | Independent. Work for you only. |
A: No. Giovanni's job is to help you understand your money. He won't try to sell you anything. If you want to hire him afterward, great. If not, that's fine too. He'll help you either way.
A: That's okay. This call is just a second opinion. You can use what you learn to help your current advisor, or you can decide to make a change. It's up to you.
A: Yes. These ideas work whether you have $200,000 or $2 million. Everyone should understand their money and get honest advice. That's why Giovanni does this call for free.
A: Giovanni believes everyone deserves honest financial advice. If the call helps you, that's his goal. If you want his help after that, he's there for you. If you don't, he's still happy he could help.
A: Some things happen fast (like cutting your fees—that can happen in weeks). Some things take longer (like a multi-year Roth conversion plan). Giovanni will tell you what to expect.
Giovanni is taking only 30 new client evaluations this quarter.
📅 Current spots available: 7
⚠️ RMD SEASON IS HERE (January through April)
