Washington is $39 trillion in debt and the Middle East is on fire. If you have $500k+ in a traditional IRA, you're sitting on a tax bill that's about to get a lot more expensive. Discover the "Safe-Money Roth" strategy before the window closes.
Free · No obligation · No sales pitch
Watch Before You Convert
Free Conversion Planning Tool
How much can you safely move each year — and how fast should you move before tax rates go up in 2027?
These projections are estimates based on 2025 federal tax brackets (TCJA). Post-2026 brackets are projected based on TCJA expiry — final rates subject to Congressional action.
Actual tax owed depends on your full tax picture including deductions, IRMAA, Social Security, and state taxes.
This tool is for educational purposes only and does not constitute financial, tax, or legal advice.
Get Your Personalized Roadmap
This calculator can't account for your Medicare premiums, Social Security triggers, state taxes, or the "widow's tax." A real Roth conversion plan has to look at all of it — down to the dollar, each year.
Get Your Free Roth Conversion Analysis →Free. No pressure. No sales pitch. Just your exact number.
The Part Nobody Is Talking About
Converting to a Roth while your money is still exposed to the market is like evacuating your house while leaving the door open during a hurricane. Here's why.
Stocks / Mutual Funds
Fixed Indexed Account
"Think of it like this. You're converting in a war-time economy. You cannot afford to pay taxes on money you might lose next month. The Protected Roth gives you the upside without the downside. That's the whole game."
— Giovanni Di Stadio, Retirement Income Architect
The Most Expensive Mistake We See Right Now
We hear this every single week. It makes complete sense emotionally. Here's why the math says the opposite.
−20%
Market Drop
+25%
needed just to break even
−30%
Market Drop
+43%
needed just to break even
−40%
Market Drop
+67%
needed just to break even
−50%
Market Drop
+100%
~7 years to recover
The market doesn't know what you paid in. It doesn't owe you a recovery. And while you're waiting, you're still fully exposed — the same account that's already down can go down further.
❌ The "Waiting" Strategy
✓ The Strategic Move
"Ask yourself this — if the market drops another 15% before it recovers, how much more are you willing to lose while you wait? That's the question most people haven't sat with yet."
— Giovanni Di Stadio, Retirement Income Architect
Limited Spots Available This Quarter
In one free call, Giovanni will run your numbers and show you exactly where you stand — before the tax window slams shut.
Here's what you get on the call:
Find Your Exact Bracket Ceiling
How much you can convert this year at today's 22% or 24% rate — before it jumps to 25% or 28% in 2027.
Audit Your IRMAA / Medicare Exposure
Converting the wrong amount in the wrong year can spike your Medicare premiums by $6,000+. Giovanni checks this before you move a dollar.
Identify Your War-Time Principal Shield
Whether a Fixed Indexed Account makes sense for your situation — protecting your conversion gains from the next market crash while you work through the roadmap.
Free · No obligation · No sales pitch · Your numbers stay private
What Happens After You Book
You'll receive a call from M.A.R.K. — our AI Retirement Analyst — who'll gather your numbers before your session with Giovanni. No forms to fill out. No waiting room. Just a conversation so Giovanni walks in ready with your full picture.
⚠️ The TCJA expires December 31, 2026. Every month you wait is one less month at today's rates. The people who act now lock in their strategy. The ones who wait pay more — and get less time to spread the conversions out.
